After 4 months. Currently I am earning 19.74.% interest. That is really good. I have 3 that have fully paid. 1 went into grace period trice, but he always pay in the end.
It is still too early to say. The more notes I have, I will likely get default in the future, however I will be happy if I can maintain a 10% interest rate, that is more than any bank can pay me.
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